I am in the market to purchase a Mazda CX 5. Budget was around $20k so looking between 2017 and 2021. I know interest rates on used car are a little high right now. Now Mazda has put out the new promotion of 0% APR for 60 months + no payments for 90 days. Is it better to splurge on that? Just get a 2019 with 30k miles or so for $20k? Thoughts?