I’ve had my XR for 3 yrs now and it’s definitely time to upgrade. I watched videos on how the 13 pro has similar capabilities as the 15 pro. So does it make sense to go for the cheaper phone & save money? Or should I go all out for the pro and not have to worry abt upgrading for a while? I also like the idea of 120 hz (13 pro) over 60 (13).

For context: I’m an 18 y/o who’s saving for a car & looking into college, and stepping into adulthood. I don’t think spending a ton on a phone is necessary, but I also want something to last. Suggestions and opinions would be great!