I’m doing some insurance shopping and trying to navigate a couple things. I have two teen drivers in college and insured on cars. I’m wondering about a separate insurance policy for a 2019 Cayman S for just the wife and me. Daughter (19) was recently in a fender bender in a Volvo requiring a claim. Anyway, kids don’t drive the Porsche and are away at school and premium is high for teen drivers. Best options or suggestions? Thanks
$6000 is quite high ($500/mo) for one car - you might pay something like that here if you lived in our highest insurance cost cities and drove something quite expensive with a low deductible and then also had an accident on your record or a couple speeding tickets. Insurance rates here are incredibly variable and impacted by a lot of things including luck finding a good company with good coverage at a reasonable cost premium. Shopping around every few years can be beneficial here where we have lots of companies offering insurance.