I bought ETH late 2017 at about $600 per. I rode it up to $1300, down to $100, up to almost $5000, back down and now it’s about $2000. After all that, I can’t say I have the faintest idea what it does or where it’s going. It could be worth $10000 in a year or back to $100. What I do know is that defi is, at least now, too insecure and unstable to be real. The idea that “smart contracts” would revolutionize commerce seems far fetched. The need for intermediaries for due diligence and compliance will always be there. I don’t know enough to comment on decentralized apps generally, except to say I’ve not seen any in action and would welcome any insight anyone could give. On the plus side, ETH is no longer inflating, seems to be deflating a bit, and could become, as some have suggested, ultra sound money. How long will I hold it? Beats me. So far greed has held off fear, but I guess we’ll see. I’m not getting any younger.