So I bought a 2018 xDrive 3.5i today with only 32700 miles on it. Dealer tried to sell me the extended warranty at $5.5K and came down eventually to $3.9K.

It adds about $75 to my monthly installment. So wondering whether I should get it or not. The low mileage makes me think I shouldn’t but it is a 5.year old car already.

Thoughts or advice appreciated!