So i need some help trying to buy this game, i have been trying to for the last hour but microsoft makes it so unclear on how you have to do it.

First i don’t have a credit card and no AMERICAN express because i live in BELGIUM.

Then they don’t even show the actual mobile apps people use in Belgium they show some random things i have never heard of and they say i can use apple pay BUT it doesn’t show it anywhere, so please someone help