Cannabis businesses, NSFW businesses, others struggle because banks won’t support them.

Why isn’t there a relatively simple service like https://pay.me/username where I can register myself with just an email address and get a unique IBAN, crypto address, email address and phone number. Now I can receive payments from anyone, anywhere, anyhow.

Would such a service solve the challenges that adult performers, dispensaries etc have today? How else to better serve them?