I’m doing some insurance shopping and trying to navigate a couple things. I have two teen drivers in college and insured on cars. I’m wondering about a separate insurance policy for a 2019 Cayman S for just the wife and me. Daughter (19) was recently in a fender bender in a Volvo requiring a claim. Anyway, kids don’t drive the Porsche and are away at school and premium is high for teen drivers. Best options or suggestions? Thanks