We are told to separate business money from personal, and the best way is to use a business bank account.

From what I understand, business bank accounts are not tied to the person’s SSN but rather the businesses’s EIN (as anyone playing a role in the business can apply for the business bank account on behalf of the business).

So a serial entrepreneur that has multiple business, starting new businesses regularly, and abandoning those that fail - will have multiple business bank accounts for each business. Will this negatively affect the application for future business bank accounts?

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Not sure if it has anything to do with this, but if someone has multiple personal credit cards, it come across as a good thing; not sure if that applies here as well.

Not sure if chexsystem plays a part here too as I’ve only heard of chexsystem in the personal space and not business.