My income varies so wildly that I can earn $15k one month and $1k the next. I have multiple projects and sometimes a product goes viral and does really well.
Due to how my income goes up and down constantly, I generally just feel poor and in constant struggle mode.
The project I’m most passionate about also does the least well financially. I’m not super ambitious, I started my company to try to make a difference. I’m thinking of getting a job again after 8 years of being self-employed.
Anyone relate?
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keep your personal costs low and your savings high
never, ever think on a month to month basis about money.
in my head i think about the worst case scenario and think how long i could sustain myself (e.g. oh i have enough in between savings and investments that i could be unemployed for x amount of years with no income and live)
I don’t even have my own business, but I feel you, half my income comes from bonus. I make a lot at the end of the year, but paychecks are smaller than bonus so I hesitant to get a mortgage and loans.