I have a limit of about $350-400 on spending money and I’ve been wanting an upgrade from my Dell Inspiron 3650 with an GPU GeForce GT 710 Upgrade, and most or all of my games are on steam.
Should I get a Steam Deck or an cheap gaming laptop/PC?
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If that is the limit of your budget, then for playing games, I doubt you’ll be able to get a PC at that price that will perform any better than a Steam Deck.
That being said, I wouldn’t necessarily recommend a 64GB Steam Deck unless you plan on upgrading the internal storage, regardless of any MicroSD card you get. You might be able to find a used one with a 1TB SSD already swapped in for what you have available in your budget. If you wanted to do the swap yourself, you can get a new 64GB Deck and a 1TB ssd for around $415 plus tax, so keep that in mind when you go looking for used Steam Decks. I personally would consider a used 1TB swapped Steam Deck in good cosmetic/working condition for around the price of new 64GB model, and all the better if you can find one locally and test it out before buying.