I don’t know if it also happens to you, but I always have this fear (not only the equipment but also the whole freaking house).
I have two Synology NAS devices and one “custom” server (just a PSU, a Ryzen CPU, two RAM sticks and a SSD).
Everything is grounded, on a compliant safety electrical installation, but I don’t know… I’m maybe paranoiac by nature.
My biggest doubt is about the PSU. It is a certified PSU (from Be Quiet! IIRC), that has more than enough power (500W).
Not even an ADSL modem caught fire and that was hit by lightning so good that it partially melted. The power adapter was varm afterwards but not critically so