I run creative services for clients on a seasonal basis on a NET90. It’s not a consistent income stream, but the payout is decent and I want to keep the financial record separate from my personal finances. I was working with a particular bank that shut down the account because it had more than three months of inactivity and a low balance once the season ended.
Is there any US bank that is tolerant with this kind of business transaction?
Look for a small hometown bank near you, one with a few branches. 10 times out of 10 they’re able to bend their policy based on the situation.