For me it’s the paranoia surrounding webcams. People outright refuse to own one and I understand, until they go on and on about how they’re being spied. Here’s the secret - unplug the damn thing when you think you won’t use it or haven’t used it in a while.
They, whoever it is, can’t really spy on you on something that’s already off and unplugged!
At my previous bank the password had to be a 5 digit PIN code…
At one point, Charles Schwab allowed a password of infinite length, but SILENTLY TRUNCATED ALL PASSWORDS TO 8 DIGITS.
This is something I sent a few angry emails about wherever I could find an opportunity.