Fun fact: Windows XP had cool day 0 loophole that saved my my ass. Once I decided to explore new options and I stumbled upon new and cool feature: setting a password. The only issue with it was that I’ve forgotten it half an hour later. I already knew ‘admin’ word so I used it in hackerman style and I logged in and I was able to reverse old password. This loophole was patched with first service pack but I still giggle when I remind myself of that.

I believe it’s just US thing, I literally never happened to hear that they cancel something that they pledged to secure, not wanting to accept certain claim - that happens regularly but not saying outright to cancel important part of the deal

Lol is it really possible to withdraw from something like that? What’s the point of having an insurance then?