I’ve seen the opposite being true… A loved one dies after a lifetime together and the other person no longer has the will to keep going. I think you can keep going as long as you have the desire and your body doesn’t give out on you (and your insurance company doesn’t deny you a life-saving procedure because they think you’re too old and need to die).
I’ve got another ten years or so before I consider retiring, but I’m close enough that this kind of stuff has been on my mind lately. Retirement itself is easy – just don’t ever get sick, have any accidents, or reach the age where the insurance companies decide it’s cheaper to pay your family for a wrongful-death suit than to pay for your medical costs. The bastards will choose to murder you every time.