Why is the proposed solution always to just pay people more and not just make things cost less? The only reason I can find is that making things cost less doesn’t provide a scapegoat for everybody to rally behind, even though it would be more effective.

You’re the only one stopping you.

You’re overthinking it. You didn’t say anything insensitive or stupid. It will offend some people, but they are usually looking at how to be a victim and that gives them an opportunity. It’s just words, don’t worry about it so much.