Imo in the future (5y+) CEXs are going to be obsolete for consumers and will only service institutions for compliance. Retails will move to on-chain perps like Drift and Infinex, agnostic chain dex like Chainflip, Thorchain, C3 might replace CEX spot

ERC-4337 has been implemented across many wallets. But as this reddit post asked “Why is it not possible yet to send gasless transaction?”, one of the reason is lack of developer tooling. ERC-4337 is just a standard where devs still have to add features like meta transaction, oauth login, sessions keys, contract whitelist, and more. Rhinestone is announcing a Module Store where devs can simply attach the module to smart account like a lego. Coming Q1 2024